Selling A House With Low Equity?
We’ve got you covered.
This Isn’t Just About a House. It’s About Your Future.
- Clarity Over Confusion
- We Do the Heavy Lifting
- No Repairs
- Minimize Credit Damage
- You Stay in the Driver’s Seat
- And More…
Get the Resources and Support you Need
Skip the Hassle and Sell the Home As-Is, on Your Timeline.
We Handle the Details, So You Can Focus on What Matters Most.
Don’t Want To Lose Money When You Sell?
Looking For Solutions?
- “What happens if I sell and still owe money?”
- “Can I even afford to sell with no equity?”
- “Am I about to lose everything I’ve worked for?”
We get it, because we’ve helped homeowners just like you navigate this exact nightmare.
You’re not lazy. You’re not irresponsible. You’re stuck in a system that wasn’t built for situations like this. A home with little to no equity, rising costs, overwhelming stress, and no clear path out.
Here’s What Makes Us Different
We have the experience and resources to help.
We’re not agents. We’re here to give you options, so you can make an informed decision.
🧾 Clarity Over Confusion
We walk you through every option. No pushing. Just facts, tailored to your exact situation.
📉 Minimize Damage, Maximize Relief
Our priority is protecting your credit and helping you escape this situation with dignity and control.
🛠️ We Do the Heavy Lifting
From lender negotiations to paperwork, timelines, and tough conversations—we handle it. You don’t need to know real estate lingo. You just need someone who does.
🧭 You Stay in the Driver’s Seat
We don’t pressure. We don’t sugarcoat. We give you the roadmap and let you choose what feels right.
Sell Your House Fast And Stress-Free
No Repairs Needed Sell As-Is
Save Money on Fees No Hidden Costs
Transparent Transactions
Sell your house on your terms – sell fast or slow, sell as-is with no repairs, and get custom solutions for any situation – we’re here to work with you every step of the way.
We buy property as-is. So if you decide to sell the property, we can buy houses in any condition, so you don’t need to make any repairs or clean anything.
You pay ZERO closing costs and there are no agent commissions or fees charged to the seller. We also offer flexible financing options that may net you more than a traditional sale.
We prioritize open communication throughout the entire buying process, so you know exactly what to expect. Get a fast offer and know exactly how much you’ll walk away with.
Top 10 Most Frequently Asked Questions About Selling a Home with Low Equity
Can I sell my house if I have little or no equity?
Yes, you can sell your house with little or no equity, but it depends on your situation. If your home’s sale price is just enough to pay off the mortgage and closing costs, you may walk away with nothing—or owe money. However, there are options like working with a real estate investor or exploring a short sale if needed.
How much money will I need to bring to closing if I have low equity?
If your equity is low, you might need to bring money to cover things like closing costs, agent commissions, or any difference between your mortgage balance and the sale price. The exact amount depends on your home’s value, remaining loan balance, and selling expenses. A good estimate from a real estate professional can help you plan ahead.
What happens if my home’s sale price doesn’t cover what I owe on the mortgage?
If your home sells for less than what you owe, that’s called being “underwater” or having negative equity. In this case, you may need to pay the difference out of pocket, negotiate with your lender for a short sale, or explore alternative solutions like selling to a cash buyer who can help work through the numbers with you.
Are there penalties or extra fees for selling with low or negative equity?
There are no specific “penalties” for selling with low or negative equity, but you could face extra costs. For example, you may have to cover the remaining loan balance or pay for closing expenses out of pocket. If you do a short sale, there could be credit score implications or tax consequences, so it’s good to consult a professional.
Is it better to sell or rent out my home if I have low equity?
That depends on your goals and finances. Renting out the home could allow time for your equity to grow while covering the mortgage, but it also comes with landlord responsibilities. Selling could make more sense if you need to move quickly or don’t want the hassle of being a landlord. A cost-benefit analysis can help you decide.
Can I transfer my mortgage or interest rate to the buyer (assumable loans)?
In some cases, yes—if your loan is assumable. FHA, VA, and some USDA loans allow the buyer to take over your mortgage and interest rate. However, this requires lender approval and the buyer must qualify. If your loan isn’t assumable, this option won’t be available.
What are my options if I can’t afford to bring money to closing?
If you can’t bring cash to closing, you still have options. You might negotiate with the buyer to cover some costs, ask your lender about a short sale, or work with a home buyer who can structure the deal creatively. The key is to communicate early and explore flexible solutions.
How do I calculate my home’s equity and potential profit/loss?
To calculate your equity, subtract what you owe on your mortgage from your home’s current market value.
Equity = Home Value – Mortgage Balance.
To estimate your profit or loss, subtract selling expenses (like agent fees and repairs) from your equity. An agent or investor can help you get a realistic breakdown of your net proceeds.
Should I wait for the market to improve before selling?
If you’re not in a rush, waiting might help you build more equity and sell for a higher price. But markets are unpredictable, and waiting can come with risks—like rising interest rates or unexpected repairs. If you need to move now, it may be better to work with someone who can help you sell despite low equity.
What alternatives exist if I need to move but have little equity?
If you need to move with little equity, consider options like:
How Our Process Works
Contact Us!
Provide us with some basic information and we’ll start working on a custom offer based on current market values.
Get Your Offer!
Get an offer fast. With some basic information we can create multiple offers based on your needs and current situation.
Get Your Cash!
You choose your closing day! Our fast cash process has helped many people like you, and we can help you, too!